Magnum Financial
Magnum Financial is an independent, fee-only financial advisory firm based in beautiful Sonoma, California.
As an independent firm, I have the freedom to do what's best for you, my client. No hidden conflicts or fees. My only motivation is to provide quality advice designed to insure your long term success. I know that by doing so also supports my long term success. My recipe for success is simple: support my clients and advance their interests, not mine.
Whether you are well along your financial path or just starting out, it’s likely that you will benefit from Magnum Financial’s services.
Magnum Financial deploys a comprehensive model to:
- develop and insure a solid financial foundation,
- clarify goals and objectives,
- measure your success in building wealth over the long term.
I help individuals and families prepare for their financial future through the development of a realistic plan and a strategy to achieve it.
Combining investment management with comprehensive financial planning, I simplify my clients' financial lives, insure they maximize their resources, and support them along the path to realize their personal goals.
Magnum Financial also offers an industry unique low-cost True Flat Fee investment management pricing structure. I specialize in well diversified mutual fund strategies that are more passive than active while meeting my clients long term objectives with minimal risk. Magnum Financial derives its investment strategy from Modern Portfolio Theory. I am firm in my belief that when we combine a well articulated plan with a sound investment strategy our clients will be more successful.
Why Magnum Financial?
As a partner in your long term prosperity, I understand that your success is also my success. I provide consistent, practical advice that is easy to understand and implement in support of your goals. Whether comprehensive or simplified, the financial planning process strives to illuminate unknown issues and challenges. With clarity of purpose comes favorable outcome. By using proven strategies driven by common sense (as opposed to hype) I bring objective client- focused advice.
Who I Help.
Magnum Financial’s clientele includes:
- Individuals
- Families
- Non-Profits
- Small Businesses.
Individuals: For the self employed or those not covered by a company sponsored retirement plan I offer integrated solutions to meet your needs over the long term -- not just a quick fix. I help clarify those goals, offer recommendations for investment vehicles and provide investment advice insuring your continued success.
A simplified retirement plan should provide direction and consider future challenges and opportunities. This approach makes for an expeditious start and a sound investment strategy upon which to build. For individuals covered by a company sponsored plan, I can provide education, review of your current investments, offer options that consider company matching programs and estimate long term potential of your current path.
For those with substantial assets, I can simplify, clarify and organize what is often a complex set of unrelated investment programs. The result of a complete review can be the development of a more efficient investment program that maximizes opportunities, reduces current and future taxes and provides an important objective voice for future decision making. My proven strategies are not built upon hype, speculation or fads, but rather upon well documented theories based on common sense with an eye to simplicity.
For those nearing retirement, I provide an overall review that includes a plan for what many feel is a shift from the accumulation of assets into the preservation of assets. I look at income producing strategies with a firm belief in my clients' needs to maintain purchasing power during an active long retirement. Often there are decisions that will need to be made regarding pension payouts, annuities and portfolio holdings that should be examined long before the final day of employment. My job is to help clarify the big picture, point out potential risks and offer strategies that help insure your assets continue to provide for you and your heirs as you plan for the next phase of your life.
Families: Families can benefit from à la carte services. Here they get the help they need in specific areas without committing to an entire comprehensive plan. This eliminates paying high fees for services not currently needed. À la carte services include: risk management, retirement planning, education planning and my True Flat Fee money management program.
Non-Profits: Non-profits can benefit from a more comprehensive approach. Developing sustainable employee benefits programs, including 403(b) retirement plans. Additionally, Magnum Financial can devise investment strategies aimed at providing for immediate needs, as well as developing a plan for long term asset growth all the while meeting the mission of the non-profit. I work closely with the director as well as interface with the board in order to fully explain any strategies I may recommend.
Small Businesses: Magnum Financial has advised small business owners in the area of buy and sell agreements, employer sponsored retirement programs and employee benefits (life, health and dental).